Happy Dragon Lunar year to everyone !!

Welcoming this Golden Dragon year, I wished the world have a peace of mind without riots, natural disaster and also to all my friends a Happy Dragon 2012 ahead.

Here are some Links which I came across during My Breaks in this Long Holiday (even though as a married woman everything seems so different). For people out there who are planning to have a make over in your own personal finances, do check this out.

1> 5 reason you need a personal budget of your own finances. I believe most people out there doesnt plan your own budget. This quoted frm Yahoo News, which I found it interesting might give you n you reason why you need personal budget.

Yahoo News (5 reasons you need a budget.)

2> Another one is 50 ways to improve your finances in 2012. Now is still early to plan ahead for yourown 2012. Have a Make over not only in terms of your own appearance and also your own finances.

50 ways to improve your finances in 2012

3> The last one is applicable to both Married and also dating couples. These are some mistakes whereby couples often make in terms of finances.

Biggest $$$ mistake couple Make

Hopefully everyone in anywhere are healthly and able to make their financial goal come true. ;>

No tittle day

How I spend my Sunday? I went to visit my Uncle (whom is the brave one fighting against Cancer) at Simei his house. Before I went to his house I am meeting a Client whom I haven meet for quite sometime due to lots of things happening to his family. Last year, a number of incident happen to this client of mine whom have a mild stroke in June 2011, and he is really working very hard to recover from the stroke. And after when he got back to work in Nov last year, he had a huge pay cut. I feel quite bad as I am not able to help him much as he had a pre exisiting condition of Diabetes, therefore all this Critical Illness coverage was excluded. As this client of mine is the main bread winner of his family and his pay cut can affect his whole family lifestyle they used to have. And his dad have passed away last year too, and leave quite a big sum of Hospitalisation bill for him to clear. Of course, my client cant blame his father to be like that as the older generation are not educated in the sense of Insurance, that's why they never get themselves insured. So my poor client have to bear the burden of the bills his dad have and his own hospitalisation bills.

After meeting my client and his family, I went to my uncle house. I was very shocked to see my uncle that he have become very boney. As he doesnt hae any appetite to eat anything, this might due to effect of his chemotherapy. He also have to bear lots of expenses on top of his treatment, like the supplement for his body immune and a milk powder exclusively for Cancer Patient to induce Body Weight. And the supplement costs a bottle of $100 plus, and also the milk powder cost $30 plus (which can last for 3 days only). You can imagine how much my uncle need to pay per month? The worst thing is that his children cant able to pay for him, and my uncle have to use his own saving to pay for all this including his chemo every month ($2700) as he doesnt have Insurance anymore after his 1st claim on Nose Cancer.





For those who are healthy now doesnt mean that gd health will wait for you forever. Do get yourself fully cover first before you become a burden to others (especially your loved ones). How you want your loved ones to remember you? Would you want to leave a $1 million legacy behind or a huge debts behind?

Stroke Information

Past Sunday, I came across an article regarding about one Local DJ have a mild stroke occurs suddenly. And this make me think of one of my Colleagues and also Client. I have decide to share on some information on Stroke.

A stroke occurs when blood supply to a part of the brain is cut off, and the cells in that part of the brain dies. When this happens, the functions that are controlled by that part of the brain are lost. Depending on which part of the brain is affected, a person may have different symptoms.

Blood is brought to the brain by blood vessels called arteries. A stroke happens when an artery to the brain is blocked or bursts. This may be due to high blood pressure or a weak artery wall from birth.

Causes of Stroke besides Age and Family History, another factors are our lifestyle, like smoking, stress, Overweight etc. Some medical conditions if not controlled properly can also increase the risk of Stroke, which are High Blood Pressure, Diabetes, High LDL Cholestrol and Atrial Fibrillation (a heart rhythm disorder)

A Video below share on Stroke,

Looking for Renewal for Car Insurance?

As you have notice that I am also dealing with Car insurance.

Welcome people who are looking for renewal for their car insurance. Do feel free to quote with me. Able to give you comparable quotes among several Insurance Company.

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Interesting Commercial Video.

A Happy new year to all my Readers and Fans. May all of you have a Great year ahead in this Wonderful Dragon 2012.

I am sharing with you some Commercial Videos in Singapore regarding about Insurance.







No people plan to fail but people failed to plan. So start planning now. Seek professional help if you do not know how to begin.